Well, now we know where we spend our money and so we have to decide if this is right and if we want to continue on. Especially in my case, first I look at my overhead costs.
We can´t reduce our rent, except we move to a smaller place but for now I think we don´t find a cheaper place to be. On the other expenses of course, I try to do something! In german-speaking countries we have a webside called volders.de. There I manage my insurance and my contracts. Before any contract would extend by itself I get a massage and I can resign it just by one click. So my experiences: Compare your contracts and your insurances because you get cheaper conditions as a new customer, in Germany they call it “new-costumer-bonus” and “change-bonus”. I´am sure that I save there about 200 – 300 euros a year.
Furthermore I decided to quit my netflix account to be a good example for you. Sorry bro for this! (We share a account :D)
So, now the variable costs.
As I told you two weeks ago, we bought a dog and this is why the costs of “other” are so high. So this is a one-time exception! The costs of sparetime, presents, restaurant and groceries, I think I´am pretty good by now.
Some tips to get your costs in control:
- Cook for yourself and go only for special events to a restaurant!
- Quit your mobile contract and get a prepaid card!
- Sell your car and take the bus/train or go by bike!
- Buy used furniture, take the old furniture of your friends/family or build it by yourself!
- Get your own herb garden!
- Ceck your contracts!
What do you think about how to save money? Do you have some tips as well? Please comment!